Social Security Limit 2025 Earnings Per Month. In 2025, the maximum monthly social security benefit available to workers claiming at full retirement age was $3,822. โ the highest social security retirement benefit for an individual starting benefits in 2025 is $4,873 per month, according to the social security administration.
Fica contributions are shared between the employee and the employer. The maximum benefit amount, however, is more than double that.